Sustainable investing services

Our sustainable investing strategies empower you to create portfolios that align with your personal values while pursuing competitive risk-adjusted returns.

By nature, clients of the Private Bank are progress makers who strive to improve the world we live in.

Among their priorities are protecting the environment, contributing to a more equitable society and raising standards of corporate behavior.

They pursue these goals by many means, such as entrepreneurship, philanthropy and advocacy.

Increasingly, they are also choosing to do so via their portfolios. In common with the Private Bank and the wider Citi, they believe that private capital can and should be used to effect positive change via an investment strategy that incorporates ESG principles.

This principle is at the heart of Investing with Purpose (IwP), our approach to investing in a sustainable manner that aligns with your personal values while maintaining quality and improving investment outcomes. 


Our offering of sustainable investing services can help you access managed opportunities, alternative investments and capital markets strategies. Whether you seek exposure to individual investments or wish to build entire core and opportunistic portfolios aligned to your values, we can help you realize your sustainabe investing goals.

We enable investors to pursue simultaneous societal change and competitive financial returns.

Harlin Singh Urofsky
Global Head of Sustainable Investing

How we serve you

Portfolios built around you
IwP is the natural extension of our years of customizing portfolios for our clients.

We begin with an in-depth understanding of your sustainability goals and preferences and implement them with investments that meet your risk and return characteristics.

Our robust platform comprises opportunities across all asset classes. The Private Bank also offers self-directed sustainable investments in order to meet risk profile requirements and thematic preferences such as renewable energy or clean water.

Moreover, we provide access to investments such as green and social bonds that have a clearly defined use of proceeds.

If you seek thematic investments, we can create this exposure by adding an opportunistic/thematic tilt to either a traditional core portfolio or a core portfolio comprising broad environmental, social and governance (ESG) managers.

Institutional-caliber analytics
Our approach to sustainable investment strategy helps to align your portfolio with your personal values, ESG criteria and risk/return priorities.

These include asset allocation optimized to reflect your goals, a gap analysis that scores your portfolio against your specified benchmark(s), and ongoing assessment of risks from biases in your portfolio.

We offer these across all your holdings at Citi and elsewhere.*

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Our culture of sustainability
Citigroup is a long-time advocate of sustainability and inclusion practices in the financial sector and in society more broadly.

In the years since Citi joined the UN Environmental Finance Initiative in 1997, we have co-founded the Equator Principles, Green Bond Principles, and Poseidon Principles.

We also led the way in our industry as the first US financial services signatory of various global initiatives and supported the Business Roundtable Statement on the Purpose of a Corporation.

Our external and internal initiatives equally reflect our commitment to social progress, a chief component of which, in our view is expanding opportunities to low- and moderate-income and marginalized communities.

We are honored to have been named by the Wall Street Journal as a top five S&P 500 company for diversity and inclusion, and to be cited on numerous best-of lists around the globe for civic engagement, diversity and inclusion.

Meet our people

Your questions

Sustainable investing is when investors seek varied financial and sustainability outcomes depending on their investment objectives and processes. It encompasses four main approaches, including Socially Responsible Investing (includes Ethical investing), ESG Integration, Thematic investing, and Impact investing.

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There's a widespread perception that applying environmental, social, and governance criteria means sacrificing performance. We disagree.

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Sustainable investments are exposed to the same risks as other traditional investments. However, greater regulatory oversight and transparency is critical for investors to feel confident about sustainable investing. This includes understanding the ESG score behind an investment as it may not tell the full story; a deep fundamental analysis of a company or a portfolio manager’s investment processes is therefore essential.

Learn more about the risks of sustainable investments

In some jurisdictions, the term sustainable investment is used to describe very specific investments. For example, in the EU, the term sustainable investment has come to mean compliance with the Sustainable Finance Disclosure Regulation and or alignment with the EU taxonomy which entails investing in companies which conduct specific economic activities that meet regulation defined environmental criteria.

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The four main approaches to sustainable investing are Socially Responsible Investing (encompasses Ethical investing), ESG Integration, Thematic Investing and Impact Investing. The last approach, Impact Investing, seeks to generate measurable impact in a particular environmental or social area.

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Sustainable investing

Our approach

The Private Bank offers managed opportunities, alternative investments and tailored exposure to capital markets. Sustainable investment portfolios deliver our best thinking in asset allocation, manager selection and portfolio construction utilizing the same investment management framework as our traditional portfolios.

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Read some of our insights into the key issues for you and your wealth.

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Read some of our insights into the key issues for you and your wealth.

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Contact us

To help put you in touch with the right advisory or team, please answer the following questions.

*Available when clients share information of their holdings at other financial institutions.